The man, who asked not to be named, was the subject of the scam alongside his daughter when they were targeted by the group.
The motoring scams are often very common, and are caused when fraudsters will deliberately cause a crash with the vehicles of innocent drivers to submit false insurance claims.
The man told Edinburgh Live that his daughter was driving along the A1 towards the Asda at The Jewel on Saturday night when her car was subject to the scam.
After being forced to bump into the car in front, the 19 year old woman moved to a different location to exchange insurance details with the other vehicle.
He stated: “My 19-year-old daughter was driving long A1 in right lane approaching ASDA’s roundabout and there was a black car in front of her and right beside that car in the left lane was a jeep .
“They were both driving at the same speed when she was at the roundabout, but suddenly the jeep accelerated and cut in front the black car. The black car suddenly braked, the jeep sped off, and my daughter bumped into the black car.
“Three men got out the car they were holding their necks, backs etc. They all agreed to move the cars to a quieter area to exchange details and they all Drove to Magdalene Drive.
The three men were so calm and they said to her not to worry and that they had their insurance details to hand, and they asked my daughter for her details. She phoned me and I rushed there to help her, but by the time I got there they’d already exchanged details.
However, the man explained that when discussing details, the scammers were quickly scared off. He explained:
“I started questioning them to find out more about and if they knew anything about the jeep. Then a white van appeared and the driver stopped the van beside us.
“He shouted out to us ‘don’t give them any details – they are scammers! I’ve seen them try to do this a few times today and earlier this week in this area’. He then said he had it on dash-cam.
“The three men at this point all ran to their car and drove away at speed. I reported the scam to the police and we have the address, the car reg number and the full name of the driver plus a witness and some dash-cam evidence. So disgusting to put people lives in danger for small financial gains.”
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‘Crash for cash’ scams are estimated to cost the UK an estimated £340 million per year, with some claims made for tens of thousands of pounds.
Due to their frequency, the International Fraud Bearueu have released advice on the telltale signs of how to avoid the scam, or what to do if you believe you have been targeted.
Tell-tale signs that you’ve been in a Crash for Cash scam:
- The other driver is far too calm for someone that’s been involved in a car accident
- They have already written down their insurance details before the accident happened
- Any injuries appear to be completely at odds with the force of the impact
What to do if you think you’ve been targeted:
- Note as much information as you can about the event, the driver, any passengers and the circumstances
- Take photos of the incident, if you are able
- Call the police and report your suspicions
- Call the IFB’s Cheatline on 0800 422 0421 – your information may help us connect your accident to a wider, organised scam.
Edinburgh Live contacted Police Scotland for comment.